Keeping it Local!

Market Area

Mechanics Cooperative Bank defines its normal trade area as the Taunton and Fall River communities including the surrounding markets in Southeastern Massachusetts and Rhode Island. The Bank reserves the right to refuse account relationships outside the normal trade area.

Message from our President:

The value created by the relationship between our customers and our Bank extends far beyond our products and services.  This relationship supports stability and security for local families who trust us with their life savings and look to us for support when purchasing a home.  This relationship supports local businesses who want to grow with the purchase of a new building or the financing of new equipment, with all of this hard work aimed at creating additional wealth to support generations to come.

Joseph T. Baptista Jr

The many aspects of what we offer our customers all reflect a fundamental understanding of why we’re in business – “Let’s Keep it Local!®” This philosophy is central to how we feel about our corporate responsibility and the kind of future we want to build together with our customers.

As we look back over the last decade we can proudly say we have given over $1.5 million to local nonprofit organizations. These funds have had a direct impact on the local communities that we serve including Bridgewater, Dighton, Fall River, Somerset, Swansea, Taunton and Westport as well as their surrounding cities and towns. We could not be more proud of our commitment to local charitable support that helps make our “Let’s Keep it Local!®” tagline, a reality.

I would like to take this opportunity to express my sincere appreciation for your continued patronage and business with Mechanics Cooperative Bank. We understand that local, loyal customers like you, have many banking options and we feel privileged to serve you. We are proud to represent the very best of what community banking should be and are committed to retaining these values in the future. We appreciate your business and thank you for banking with Mechanics Cooperative Bank.

Keep it Local!®

Joseph T. Baptista Jr.

Member SIF

The Share Insurance Fund (SIF) is a private fund owned by the member co-operative banks, which insures all deposits at co-operative banks in Massachusetts above Federal Deposit Insurance Corporation (FDIC) limits.

The unique combined insurance coverage afforded by the FDIC and the Share Insurance Fund provides the best deposit insurance available, whether deposit balances are held in passbook, statement or certificate type accounts, or in any combination of these accounts. At a Massachusetts co-operative bank, your deposits are always fully protected.

Since its inception, the Share Insurance Fund has preserved the enviable claim of member co-operative banks that “no depositor has ever lost a dollar in any Massachusetts co-operative bank.

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