Mortgage & Home Equity

A mortgage or home equity loan through Mechanics Cooperative Bank is simple! You can either apply online via application links below or call one of our Loan Specialists directly! We are always here to help.

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Mortgage & Home Loan Specialist’s
Left to Right: Diane Aguiar, NMLS# 462148 and Olga Andrade, NMLS# 462149


We pride ourselves on matching customers with the right mortgage product to help the approval process and increasing buying power. We offer convenient terms, competitive rates, and fast approvals; as well as knowledgeable Mortgage Specialists to answer any questions!

Home Improvements, debt consolidation, a new car or a dream vacation – all are possible through our Fixed Term Equity Loan product! With competitive fixed rates and convenient payment terms, your budget won’t change even if rates go up. Mechanics Cooperative Bank will finance up to 75% of the Appraised Value of the property, less any existing mortgage balance.

Our Choice Equity Line of Credit provides the safety net you and your family can count on. Have funds available when you really need them and stop worrying about the “what if’s” in life.

As a MassHousing partner we can help provide a range of additional mortgage products and services specifically aimed at supporting affordable housing for homebuyers and homeowners in Massachusetts.

Click HERE for more information.

We are a proud partner of “Buy Fall River Now”! This program is aimed at promoting homeownership within the City and is comprised of local stakeholders including the City of Fall River Community Development Agency, MassHousing and lending institutions like Mechanics Cooperative Bank.

Click HERE for more information.



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