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*Annual Percentage Rate (APR) subject to credit approval and subject to change without notice. Rates accurate as of 04/01/23. Assumes 20% down payment & loan amount of $400,000. 30 year bi-weekly at 5.75% APR, payment schedule of 640 payments of $1,167.15 and 1 payment of $13.34. 30 year bi-weekly pays off in 24 years 7 months. Interest and payment savings over the life of the loan based on 30 year monthly mortgage rate of 6.25%. Product applies to one to four family owner-occupied properties. Payments do not include taxes and insurance, if applicable, and therefore, actual payment obligation may be greater. Automatic payment deduction from a Mechanics Cooperative Bank checking account required. NMLS#421820